PORTFOLIO OF 6 TENANTED FLATS IN HELENSBURGH, UK
PAYABLE OVER 10 YEARS




PORTFOLIO OF 6 TENANTED FLATS IN HELENSBURGH, SCOTLAND
Buy the Entire Portfolio for Only £660,000
Spread the Purchase Price Over 10 Years
NO MORTGAGE REQUIRED
NO INTEREST PAYABLE
An exceptional opportunity to acquire a ready-made portfolio of six tenanted flats in Helensburgh, Scotland, UK.
The entire portfolio is priced at just £660,000, equivalent to an average purchase price of only:
£110,000 PER FLAT
TERMS
Portfolio Price: £660,000
Term: 10 Years / 120 Months
Monthly Payment: £5,500
Interest: £0
Mortgage Required: NO
💷 CURRENT RENTAL INCOME – £3,335 PER MONTH
All six properties are already rented, producing combined current rental income of:
£3,335 PER MONTH
£40,020 PER YEAR
Against the monthly purchase payment of £5,500, the existing rental income leaves a difference of only:
£2,165 PER MONTH
This means the existing rents are already equivalent to approximately 60.6% of the monthly purchase payment.
And that is based entirely on the current rents.
If the rents never increased at all throughout the entire 10-year term, the total difference between the £660,000 purchase payments and £400,200 of rental income received over 120 months would be:
ONLY £259,800
Equivalent to:
ONLY £43,300 PER FLAT
This simple illustration does not include running costs, maintenance, taxes, void periods or other ownership expenses, but demonstrates the significant contribution the existing rental income could make towards the purchase payments.
There may also be potential to increase the rental income over time.
Several of the one-bedroom flats are currently rented for between £480 and £550 per month, while a recent one-bedroom Helensburgh rental was being advertised at £695 per month.
Any future rent increases would, of course, be subject to the individual tenancy agreements, property condition, prevailing market rents and Scottish rental regulations.
🏠 THE 6-PROPERTY PORTFOLIO
1. Lomond Street, Helensburgh, G84 7PN
1 Bedroom Flat
1st Floor
Current Rent: £550 per month
2. West Princes Street, Helensburgh, G84 8UG
1 Bedroom Flat
2nd Floor
Current Rent: £600 per month
3. East Argyle Street, Helensburgh, G84 7RR
1 Bedroom Flat
3rd Floor
Current Rent: £550 per month
4. Colquhoun Square, Helensburgh, G84 8AD
1 Bedroom Flat
2nd Floor
Current Rent: £480 per month
5. West King Street, Helensburgh, G84 8UN
1 Bedroom Flat
3rd Floor
Current Rent: £480 per month
6. West Princes Street, Helensburgh, G84 8XD
2 Bedroom Flat
2nd Floor
Current Rent: £675 per month
📊 PORTFOLIO AT A GLANCE
6 Flats
5 x One-Bedroom Flats
1 x Two-Bedroom Flat
Portfolio Price: £660,000
Average Price Per Flat: £110,000
Current Monthly Rental Income: £3,335
Current Annual Rental Income: £40,020
10-Year Purchase Term
120 Monthly Payments
Monthly Purchase Payment: £5,500
Current Rent Contribution Towards Monthly Payment: £3,335
Difference: £2,165 per month
No Mortgage Required
No Interest Payable
📍 HELENSBURGH – AN EXCELLENT LOCATION
Helensburgh is an attractive and historic coastal town in Argyll and Bute, situated on the Firth of Clyde at the entrance to the Gare Loch.
It combines the benefits of a picturesque Scottish coastal location with excellent access to Glasgow and the wider Central Belt.
Helensburgh is the largest settlement in Argyll and Bute, with an estimated population of approximately 15,160, while the wider Helensburgh and Lomond area has a population of more than 24,000.
The town has long been a popular residential location for people who want access to Glasgow while enjoying a more relaxed coastal lifestyle.
🚆 EXCELLENT CONNECTIONS TO GLASGOW & BEYOND
One of Helensburgh's major advantages is its transport connectivity.
Helensburgh Central provides direct rail services to Glasgow, with journey times of approximately 45 minutes, as well as direct services through to Edinburgh.
The town also has Helensburgh Upper railway station, situated on the spectacular West Highland Line, providing connections towards destinations including Fort William and the Highlands.
By road, Helensburgh is approximately 30 miles from Glasgow.
Glasgow Airport is around 40 minutes away by car, making the town particularly convenient for commuters, professionals and people who travel regularly.
Nearby destinations include:
Dumbarton – approximately 15 minutes
Loch Lomond – approximately 10 minutes
Glasgow – approximately 30 minutes
Stirling – approximately 50 minutes
Edinburgh – approximately 1 hour 25 minutes by road, depending on traffic
This makes Helensburgh an attractive base for accessing both Scotland's major cities and some of the country's most spectacular countryside.
🏔️ LOCH LOMOND ON THE DOORSTEP
One of the greatest attractions of Helensburgh is its proximity to Loch Lomond & The Trossachs National Park.
Loch Lomond is only around 10 minutes from Helensburgh, giving residents easy access to one of Scotland's most famous landscapes.
The National Park covers approximately 1,865 sq km and contains 22 lochs, mountains, forests, walking trails and numerous opportunities for hiking, cycling, sailing, kayaking and other outdoor activities.
Popular destinations including Balloch, Luss and Loch Lomond Shores are all easily accessible.
Residents therefore have Glasgow within commuting distance in one direction and some of Scotland's most spectacular countryside in the other.
🌊 COASTAL LIVING & OUTDOOR LIFESTYLE
Helensburgh itself offers an attractive waterfront setting overlooking the Clyde.
The town has a wide selection of:
Restaurants
Cafés
Independent shops
Supermarkets
Bars
Golf facilities
Tennis courts
Bowling greens
Swimming facilities
Parks
Waterfront walks
Walking and cycling routes
Helensburgh is also located on two of Scotland's recognised long-distance trails – the John Muir Way and Three Lochs Way.
For those interested in walking and local history, the town also has a network of self-guided trails covering more than 50 places of interest.
🎨 HISTORY, ARCHITECTURE & CULTURE
Helensburgh has a fascinating architectural and cultural heritage.
The town became particularly fashionable during the Victorian era, when wealthy Glasgow merchants built substantial homes in the area.
Its most internationally famous architectural attraction is The Hill House, designed by celebrated Scottish architect Charles Rennie Mackintosh.
Helensburgh also has associations with several famous Scots, including television pioneer John Logie Baird, who was born in the town.
The combination of historic architecture, waterfront setting, parks, cafés, restaurants and access to the surrounding countryside gives Helensburgh a distinctive character compared with many conventional commuter towns.
💰 A READY-MADE RENTAL PORTFOLIO
Perhaps the biggest advantage of this opportunity is that you are not buying six empty properties and then having to find six tenants.
The properties are already rented and collectively producing £3,335 per month.
This provides income from the portfolio while the purchase price is being paid over the 10-year term.
With five one-bedroom flats and one two-bedroom flat spread across several central Helensburgh locations, the portfolio also provides diversification rather than relying on the performance of a single property.
At the current rents:
Monthly Rental Income: £3,335
Annual Rental Income: £40,020
10-Year Rental Income at Current Rents: £400,200*
10-Year Purchase Price: £660,000
Difference: £259,800
Equivalent to just: £43,300 PER FLAT
*Assuming 100% occupancy and no change in rents throughout the entire period. This is a simple illustration before maintenance, management, insurance, taxation, repairs, void periods and other property-related costs.
⭐ WHY THIS OPPORTUNITY STANDS OUT
🏠 Six tenanted flats in one transaction
💷 Only £110,000 average purchase price per property
📆 Spread the £660,000 purchase price over 10 years
🏦 No mortgage required
💰 No interest payable
🔑 Existing tenants already in place
📈 £3,335 current monthly rental income
💷 £40,020 current annual rental income
📊 Existing rent equivalent to around 60% of the monthly purchase payment
📈 Potential for future rental growth
🌊 Desirable Scottish coastal town
🏔️ Approximately 10 minutes from Loch Lomond
🚆 Direct rail connections to Glasgow
🏙️ Convenient access to Glasgow, Dumbarton, Stirling and Edinburgh
Lomond Street (1 Bed Flat)




West Princes Street (1 Bed Flat)

East Argyle Street (1 Bed Flat)

Colquhoun Square (1 Bed Flat)

West King Street (1 Bed Flat)

West Princes Street (2 Bed Flat)











