🇺🇸 Rent to Buy – 5 Bedroom Lakefront Home in Jacksonville, Florida
Spread the Balance Over 15 Years – No Mortgage Required & No Interest Payable
An excellent opportunity to purchase a spacious 5-bedroom lakefront home in Jacksonville, Florida, on the Rent to Buy basis.
Priced at $540,000, the purchase price can be spread over 180 months at $3,000 per month.
No mortgage required.
No interest payable.
Spread the purchase price over 15 years.
Set on an approximately 0.48-acre lakefront plot, this substantial family home offers around 2,724 sq ft (253 m²) of internal living space, five bedrooms, 2.5 bathrooms, generous indoor and outdoor entertaining areas and access to excellent community facilities.
The property is located within the Villages of Westport community in Jacksonville and combines peaceful lakefront living with convenient access to Downtown Jacksonville, the international airport, shopping, entertainment and Florida's Atlantic beaches.
Purchase Price: $540,000
Payable Over: 180 months / 15 years
Monthly Payment: €3,000
Interest: 0%
Mortgage: Not required
This provides a unique opportunity to secure a substantial property in Florida on the Rent ot Buy basis.
🏡 The Property
Built in 2018, the house has been designed to provide plenty of space for families, guests and entertaining.
The accommodation includes:
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5 bedrooms
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2.5 bathrooms
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Approximately 2,724 sq ft / 253 m² of living space
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Approximately 0.48-acre plot
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Lakefront position with water views
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Large open-plan living areas
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Spacious kitchen with central island
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Stainless-steel appliances
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Ground-floor principal bedroom overlooking the lake
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Walk-in wardrobes
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Flexible office/workspace
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Upstairs game and movie loft
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Movie projector/home-theatre setup
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Walk-in laundry room
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Central air conditioning and heating
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Covered front porch
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Large fenced rear garden
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Pergola and outdoor seating area
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Fire pit
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Attached two-car garage
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Additional driveway parking
The principal bedroom is conveniently situated on the ground floor and enjoys views towards the lake. Four further bedrooms are located upstairs, together with the large loft area currently arranged as an entertainment and movie room.
Outside, the large fenced garden provides an excellent space for relaxing and entertaining while enjoying the peaceful waterside setting.
🏊 Community Facilities
Owners also benefit from access to facilities within the community, including:
Communal swimming pool
Fitness centre
Clubhouse
Basketball court
Playground and recreation areas
This combination of a large private home and community leisure facilities makes the property particularly attractive for family living.
💰 Holiday Rental Potential
The property has also been operated as a holiday rental and its size makes it particularly well suited to larger families and groups.
Its existing holiday accommodation configuration provides sleeping space across five bedrooms plus additional flexible sleeping areas, while features such as the game/movie room, lake views, large garden and community swimming pool add to its appeal as visitor accommodation.
The property therefore offers buyers flexibility to consider it as a permanent home, second home or rental property, subject to all applicable local rules, licences and community restrictions.
📍 Location – Jacksonville, Florida
The property is situated in Jacksonville, Northeast Florida, in a quiet residential lakefront setting while remaining within easy driving distance of the city's major amenities.
Downtown Jacksonville is approximately a 15-minute drive, making it possible to enjoy a peaceful suburban setting without being isolated from the city.
Jacksonville is one of Florida's major cities and offers a combination of beaches, waterways, professional sport, shopping, restaurants, nightlife, museums and extensive outdoor recreation.
✈️ Excellent Airport Access
Jacksonville International Airport is approximately 20–25 minutes by car, making the property particularly convenient for international and domestic travel.
The location also provides convenient road access to major routes including the I-95 and I-295.
🛍️ Shopping & Dining
Everyday shopping is available close to the property, with several shopping centres within approximately 5–10 minutes by car.
One of North Jacksonville's major retail destinations, River City Marketplace, is also within easy reach. The large outdoor shopping and dining complex has more than 80 retailers and national brands, together with restaurants and entertainment.
For a more extensive shopping experience, Jacksonville is home to St. Johns Town Center, one of Northeast Florida's premier retail destinations, with more than 175 shopping and dining options including luxury and international brands.
🏈 Sport & Entertainment
Sports fans have plenty to enjoy in Jacksonville.
The city is home to the Jacksonville Jaguars NFL team, who play at EverBank Stadium in Downtown Jacksonville.
Jacksonville also offers professional baseball, ice hockey and other sporting events throughout the year, together with concerts, festivals and major entertainment events.
🏖️ Florida Beaches
One of the major attractions of living in Jacksonville is easy access to Florida's Atlantic coastline.
The Jacksonville area offers approximately 22 miles of beaches, providing opportunities for:
Swimming
Surfing
Boating
Paddleboarding
Walking and cycling
Relaxing on the Atlantic coast
Popular coastal areas include Jacksonville Beach, Neptune Beach and Atlantic Beach, while the wider region also offers beautiful natural coastline and state parks.
🌴 Outdoor Lifestyle
Jacksonville is particularly well known for its outdoor lifestyle.
The city has more than 80,000 acres of designated parkland, with hundreds of parks as well as state and national parks.
Residents can enjoy hiking, cycling, kayaking, boating, fishing, nature trails and wildlife areas, alongside Jacksonville's extensive rivers, waterways and Atlantic coastline.
Nearby attractions and outdoor destinations include Jacksonville Zoo and Botanical Gardens, the St. Johns River, Little Talbot Island State Park and Big Talbot Island State Park.
☀️ Climate
Jacksonville enjoys a warm Florida climate and approximately 221 sunny days per year.
Summers are hot, with average daytime highs reaching the low 90s°F (around 32–34°C), while winters are generally mild and sunny, with daytime highs commonly in the mid-60s°F (around 18–20°C).
The period from November through April is typically drier and sunny, making Northeast Florida particularly attractive for those looking to escape colder winters.
🌊 A Different Side of Florida
Jacksonville offers a different lifestyle from the heavily developed tourist destinations farther south.
Here you can combine a genuine year-round city with Atlantic beaches, extensive waterways, professional sport, major shopping centres, restaurants, outdoor recreation and an international airport, while living in a spacious lakefront home away from the busiest areas.
The wider Northeast Florida region also provides excellent opportunities for day trips and exploring Florida's Atlantic coast.
⭐ Key Features at a Glance
$540,000 purchase price
$3,000 per month for 180 months
15-year payment term
No mortgage required
No interest payable
5 bedrooms
2.5 bathrooms
Approximately 2,724 sq ft / 253 m²
Approximately 0.48-acre plot
Lakefront setting
Large fenced garden
Game/movie room
Home office/flex space
Two-car garage
Community swimming pool
Fitness centre
Clubhouse
Basketball court
Playground
Approximately 15 minutes from Downtown Jacksonville
Approximately 20–25 minutes from Jacksonville International Airport
Easy access to shopping, beaches, sport and entertainment
An Exceptional Rent-to-Buy Opportunity in Florida
For buyers who would like to own a substantial home in Florida but would prefer not to obtain a traditional mortgage, this property provides a particularly attractive alternative.
Secure a five-bedroom lakefront Florida home and spread the balance over 15 years at $3,000 per month – with no mortgage and no interest payable.