🇮🇹 Large 3-Bedroom Apartment in Central Italy

Pay Monthly Over 10 Years – No Mortgage, No Interest

​

Price: €150,000
Payment terms: €1,250 per month over 120 months

​

✅ No mortgage required
✅ No interest payable
✅ No penalty for early repayment
✅ Secure the property today and spread the balance over time

​

📍 Location – Matelica, Marche, Italy

This spacious corner apartment is located in Matelica, a charming historic town in the Marche region, in the Macerata province.

​

Matelica is internationally known for producing Verdicchio di Matelica, one of Italy’s most highly regarded white wines 🍇🍷. The town combines authentic Italian life with excellent amenities, making it ideal for permanent living, a second home, or long-term investment.

​

The apartment sits in a quiet residential area close to the university zone, with shops, cafés, supermarkets, schools, and public transport all within easy reach.

​

🏡 Property Overview

A large, bright corner apartment with independent entrance, private garden, garage, and generous internal space—free on all four sides for maximum light and privacy.

​

Total living space:

• Apartment: approx. 148 sqm (plus terraces)

• Garage: approx. 24 sqm

• Private garden and outdoor green space on three sides

​

🧱 Layout & Accommodation

Ground Floor (Independent Entrance):

• Private garage

• Hallway

• Bathroom

• Cellar with window and independent access

• Under-stairs storage

• Direct access to private garden

​

First Floor (Exclusive Staircase Access):

• Entrance hall

• Large living room with terrace

• Kitchenette with dining area

• Corridor and hallway

• Two double bedrooms

• One single bedroom

• Separate study (with potential to create a third double bedroom)

• Two bathrooms, both with windows

• Additional terrace

​

✨ Extremely bright throughout
✨ Excellent internal proportions
✨ Ideal for families, remote workers, or buyers seeking space

​

🌞 Lifestyle, Climate & Culture

The Marche region offers a Mediterranean climate, with warm summers, mild winters, and far less humidity than southern Italy. Life here is relaxed, authentic, and significantly more affordable than Tuscany—yet just as beautiful.

​

Matelica has:

​

• Historic architecture and piazzas

• Local markets and traditional trattorias

• Wine cantinas and vineyard tours

• Festivals, food events, and cultural celebrations year-round

​

🍷 Wine, Nature & Things To Do

• Verdicchio wine tours directly on your doorstep

• Walking, cycling, and hiking in the Apennine foothills

• Easy day trips to medieval hill towns and UNESCO sites

• Natural attractions such as the spectacular Frasassi Caves

​

🏖️ Beaches & Coastal Access

The beautiful Adriatic Sea coastline is only 50 minutes away, offering long sandy beaches and crystal-clear waters.

Popular nearby beach areas include:

​

• Senigallia

• Porto Recanati

• Numana & Sirolo (Conero Riviera)

​

✈️ Transport & Connectivity

• Matelica train station: local and regional connections

• Excellent road links throughout central Italy

• Ancona ferry port with routes to Croatia, Greece, and the Balkans

• Ancona Airport – approx. 45 minutes

• Perugia Airport – approx. 50 minutes

​

🗺️ Nearby Cities & Attractions (Approximate Drive Times)

• Frasassi Caves – 25 minutes

• Tolentino – 35 minutes

• Gubbio – 40 minutes

• Cingoli – 45 minutes

• Adriatic Sea – 50 minutes

• Perugia – 55 minutes

• Assisi – 55 minutes

• Spello – 55 minutes

• Foligno – 55 minutes

• Santa Maria degli Angeli – 55 minutes

​

💶 Why This Property Makes Sense

✔ Buy in Italy without dealing with banks
✔ Predictable monthly payments
✔ No interest costs
✔ No early repayment penalties
✔ Large, versatile property in a genuine Italian town
✔ Ideal for lifestyle buyers or long-term planners