TENANTED UK COMMERCIAL PROPERTY — OWN IT WITH NO MORTGAGE

Spread Your Payments Over 10 Years

Price: £275,000

Payment Plan: £2,291/month for 120 months

Early Settlement: No penalty

Current Rent: £24,063/year (£2,005/month)

Tenant: In place ~17 years

Lease: 18 years remaining, with rent reviews every 3 years

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🚀 Why Investors Love This Deal

This is a rare chance to own a fully-tenanted UK commercial property with ZERO mortgage and NO interest.

You’re literally buying an asset that pays you from day one, while you spread out the cost over 10 years.

This is an “add to cart & chill” type investment:

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• Tenant pays rent every month

• Tenant maintains the property

• 18-year lease = long-term security

• Rent reviews every 3 years = built-in income boosts

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You’re getting cashflow + long-term appreciation + portfolio credibility with minimal upfront capital.

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🏢 The Property
One of the largest takeaway units in the area (pizza, kebabs, burgers).
The tenant has run a successful takeaway here for around 17 years, adding three rooms at the back for extra storage and workspace.

The property sits between a Co-Op supermarket and a convenience store/post office, so it enjoys constant, built-in footfall — ideal for a high-performing takeaway business.

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Lease highlights:

• 25-year lease (18 years left)

• Tenant maintains the building

• Current rent: £24,063/year

• Rent reviews every 3 years (upward)

This is as low-effort as commercial property gets.

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🌍 Why Methil? (Quick context)

• Coastal town in Fife

• Population ~10,890 (with ~30,700 in the wider Levenmouth area)

• Area is seeing regeneration + new industries (energy, manufacturing, renewables)

• Local demand for takeaway food remains strong

• Property is in a busy micro-location with multiple complementary shops beside it

This isn’t a “maybe someday it will do well” type area — it’s a stable working-class town with consistent demand for everyday services like takeaways.

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📈 What This Means for You

• Immediate rental income from an established tenant

• Long-term passive returns with very little work

• Built-in rent increases

• Hands-off commercial investment

• A real asset you own — without needing a bank

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If you want a property that pays you, adds to your portfolio, and doesn’t tie up all your cash — this is it.

LOCATION