Buy a Beautiful Home in Spain
Spread the Balance Over 15 Years
No Mortgage Required
Ready to use from April 2026
This exceptional modern designer villa, completed in 2023, offers a rare opportunity to purchase a stunning home in Spain without a mortgage, without interest, and with flexible long-term payments. Priced at €450,000, the purchase can be spread over 15 years (180 months) at just €2,500 per month, with no penalty for early repayment.
The property will be ready for occupation from April 2026, making it ideal for buyers planning a future move to Spain, a lifestyle change, or a long-term base in the sun.
Located on a generous 545 m² plot in the peaceful Coto Riñales urbanisation in Calasparra, Murcia, this unique property combines contemporary architecture, artistic design, and relaxed Mediterranean living.
The Property
The villa offers over 107 m² of built space and is cleverly designed as two independent living units on one plot, ideal for multi-generational living, hosting family and friends, medium- to long-term rental (minimum 4 months), or use as a home office, studio, or guest accommodation.
The main villa (65 m²) features a fully equipped modern kitchen with island, an open-plan living and dining area, a convertible dining table that doubles as a pool table, a large 3-metre sofa bed, a bedroom with two 150 x 190 cm beds with storage, two contemporary bathrooms with walk-in showers, and direct access to the pool and outdoor areas.
The independent guest villa / studio (33 m², built in 2024) offers a bright open-plan living space with a large window, a fully equipped kitchen with island, a fold-away 150 x 190 cm bed with a hydraulic system discreetly hidden within a handcrafted stone feature wall, an independent bathroom with shower, and a spacious dressing room.
Both units are fully furnished and equipped with air conditioning, ceiling fans, Smart TVs, and Alexa systems, ensuring year-round comfort from the moment the property is ready for use.
Outdoor Living
Designed to make the most of Murcia’s outstanding climate, the outdoor space includes a 25 m² heated swimming pool with remote-controlled RGB lighting, extending the swimming season from May to December. There is an outdoor dining area with a 240 cm table and seating for six, a stone pizza oven and barbecue, outdoor lounge seating, parasols, hammocks, an evaporative cooler, a garage for two cars, and landscaped surroundings with palm trees.
Location & Lifestyle – Calasparra, Murcia
Calasparra is a traditional Spanish town of over 9,000 inhabitants, offering an authentic lifestyle rich in culture, gastronomy, and nature. Situated on the banks of the Segura River, the area is well known for its Denomination of Origin Calasparra rice, historic sanctuaries, cave paintings, and nearby natural parks with walking and hiking routes.
Everyday amenities such as supermarkets and restaurants are just 3 minutes away, while the town centre, health centre, and pharmacies are around 8 minutes by car. Caravaca de la Cruz, one of Spain’s historic pilgrimage cities, is approximately 15 minutes away. Murcia city and its main rail connections can be reached in around 45 minutes, and Murcia International Airport is approximately 1 hour away. The area benefits from good road networks and easy regional connectivity.
The region enjoys over 300 days of sunshine per year, with mild winters and warm summers, making it ideal for relaxed year-round living.
Flexible Purchase Without a Mortgage
Purchase price: €450,000
Payment plan: €2,500 per month over 180 months
No mortgage required
No interest payable
No early repayment penalties
Ready to use from April 2026
This structure avoids banks, lending restrictions, and interest rate exposure, making it particularly attractive for international buyers seeking simplicity and certainty.
Rental Information
The property may be rented on a medium- or long-term basis only, with a minimum rental period of 4 months. Holiday or short-term rentals are not permitted.
Key Features
Two independent living units on one plot
Fully furnished and ready for use from April 2026
Heated swimming pool with lighting
Air conditioning and ceiling fans throughout
Electric blinds
Outdoor kitchen and entertaining areas
Pet friendly (civil liability insurance required)
Optional professional pool and garden maintenance available
Ideal For
This property is ideal for property investors, buyers planning a future move to Spain, lifestyle movers seeking sun, space, and tranquillity, and purchasers who want financial flexibility without bank involvement. It offers a rare combination of design, comfort, lifestyle, and payment certainty, with the added advantage of securing now and enjoying from April 2026.
Floor Plans
